Indiana vs. Kentucky Deed Nuances

Indiana

• Warranty Deed is most common for residential sales.

• Quitclaim Deeds are frequently used for estate transfers, divorces, and title corrections.

• Transfer on Death (TOD) Deeds are widely used to avoid probate.

• Indiana recognizes Special Commissioner’s Deeds in court‑ordered transfers.

• Indiana Good Funds Law requires:

  • Wire transfer for funds over $10,000

  • Cashier’s check allowed only below $10,000

Kentucky

• General Warranty Deeds are the standard for residential transactions.

• Master Commissioner’s Deed used in judicial sales.

• Quitclaim Deeds used similarly to Indiana, but more scrutiny from lenders is common.

• Kentucky does not use TOD deeds the same way; estate planning often uses trusts or wills instead.